Texas has among the largest numbers of vehicles and drivers
in the United States. It also has a multi-billion-dollar infrastructure system
that ranges from urban interstates to indispensable rural routes.
So, whenever you hit the road in Texas, you must protect
yourself. Having a targeted car insurance will help you do so. At AmeriAgency,
we can help all Lone Star State drivers get the cover that is most appropriate
for their unique needs.
What Is Car
Insurance?
Whether you are driving on I-35 or one of Texas’ numerous
county routes, there is always a chance that you might have trouble. Anything
from accidents, to severe weather and even theft or carjacking might cause you
and your vehicle harm. With car insurance, you’ll be able to financially
protect yourself from the numerous driving hazards out there.
With your policy’s funding, you might be able to pay for:
- Vehicle
repairs resulting from multiple causes
- A
new vehicle if an accident totals your car
- Injuries
to both yourself and others
- Property
damage you cause to third party property
- Rental
cars, roadside assistance and towing services
Texas Car Insurance Basics
When you buy auto insurance in Texas, it has to meet the
minimum requirements set forth by the state. These minimums cover some of the
damage you could cause to another vehicle or person.
- Minimum
$30,000 for injuries per person
- Minimum
$60,000 for injuries per accident
- Minimum
$25,000 for damage to property
You must show proof of insurance at various time, including
when you register your car, at the time of an accident and when asked by a
police officer. Your insurance company must be licensed by the state, and it
must provide you with documentation. You can find more information
How Much Does Car Insurance Cost in Texas?
Texas is a big state, so it’s not surprising that there are
some big variations in what drivers might pay for car insurance. A 30-year-old
woman with a clean driving record might pay as little as $64.60 a month with
$75 down to insure a 2010 Toyota Corolla under the minimum liability
requirements in Ballinger. Change any of these factor – including where she
lives, how many driving incidents she’s had, what she drives, or how much
insurance she needs – and her rates could change too.
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